Everyday Math
Math
isn't about plugging numbers into formulas. It's about knowing enough to
make the numbers and formulas work for you. Math can be incredibly useful 
but only if you understand how and when to apply it in your everyday life.
This course will show you how to use math to your advantage. You won't find
any theory or memorization here. The lessons that make up this course are
filled with practical exercises and information that you can put to
immediate use. You'll find out some very interesting things about how
calculators work, and then you'll discover how best to get a handle on your
income and expenses. You'll be able to check your paystub, invoices, and
bank statements for errors and overcharges, and you'll become more skilled
at handling money and comparing investment opportunities.
You'll learn how to calculate percentages, including the proper amount to
pay in tips, commissions, taxes, and discounts. You'll find out how to
calculate interest rates and you'll develop a better understanding of
mortgages, credit cards, and other types of loans. You'll discover a handy
method for converting one type of measurement to another, and you'll be able
to calculate areas correctly so you don't overspend on your next home
improvement project. You'll become adept at interpreting graphs, calculating
the probability that something will (or won't) happen, and understanding the
statistics embedded in test results, polls, and even news stories.
To enroll in this course, click the Enroll Now button below:
Requirements:
A basic calculator with the ability to add, subtract, multiply, divide, and calculate square roots; Internet access; email; and the and the Microsoft Internet Explorer or Mozilla Firefox Web browser.
Syllabus:
All courses run for six weeks, with a twoweek grace period at the end.
Two lessons are released each week for the sixweek duration of the course.
You do not have to be present when the lesson is released, but you must
complete each lesson within two weeks of its release.
A new section of each course starts on the second or third Wednesday of each
month. If enrolling in a series of two or more courses, please be sure to
space the start date for each course at least two months apart.
Week One 
Wednesday  Lesson 01 
In this lesson, we're going to revive some
childhood memories about math by reviewing some basic number
properties. You'll learn about integers, exponents, roots, and
multiplestep problems. Doing these types of problems just for
practice can be tedious, but you’re going to take what you learn and
put it to use in every other lesson in this course. Once we’ve
talked about the mechanics of doing these problems by hand, you’ll
learn how to put them into the calculator. I believe that once you
know how to do the math, you should use every tool and shortcut you
know to make math easier. I’m also going to show you a few
interesting things that you may not know about how calculators work.

Friday  Lesson 02 
Whether it's discounts, taxes, or a tip, most of
us deal with percentages every day. In this lesson, you’ll learn
about the percents you'll find in retail from both a consumer and a
managerial perspective. We'll go over discounts, sales prices, and
sales tax. And last but not least, we'll talk about tipping, markup,
and handling money in the retail work environment. 
Week Two 
Wednesday  Lesson 03 
Today, we'll be talking about income. Are you
paid hourly, are you a salaried employee, do you receive a
commission, or some combination of these? In this lesson, you’ll
learn how to calculate your paycheck no matter how you're paid. But
wages don’t stop there. You also have to pay taxes to the
government, and you may choose to pay for insurance and save for
retirement. All these deductions have to be calculated before a
paycheck is written. Once you receive your check, you need to know
how you spend your money. In the last part of the lesson, you’ll
learn how to find out where your money goes once you have it. 
Friday  Lesson 04 
Now that you have your paycheck, you need
somewhere to put it. It’s time to talk about financial institutions;
banks, credit unions, and savings and loans. In today's lesson,
you’ll discover what to look for in an institution and what
questions to ask about checking, savings, and other accounts. Plus,
we'll look at ways to keep a check register in order and how to
balance a bank statement. 
Week Three 
Wednesday  Lesson 05 
Investing is an ominous word for most of us.
Financial professionals can sound like they’re speaking a foreign
language. Today, we’re going to unravel some of this terminology and
the math that goes with it. You’ll learn the basics of earning
interest and find out what questions to ask the professionals. I’m
also going to walk you through the features and terminology of
several types of interest earning investments; bonds, certificates
of deposit, and money market accounts. 
Friday  Lesson 06 
As you probably know, you can't just earn
interest—you also have to pay interest. Credit cards and loans cost
you money in interest and fees. Do you know why it’s so difficult to
pay off a credit card over time? Not knowing the answer to this
question has caused financial heartache for many. In this lesson,
we’ll study what happens when you pay only the minimum balance on a
credit card each month. And then you’ll see what happens when you
pay as little as $10 or $20 extra each month. I think you’ll be
shocked and amazed at the money you can save. 
Week Four 
Wednesday  Lesson 07 
Interested in buying a home, but not sure where
to start? There are realtors, attorneys, and loan officers to get
you through this process. But I never feel comfortable signing
documents unless I understand at least some of the terminology and
math. That’s our goal in this lesson. We’ll explore the different
aspects of a mortgage payment (principle, interest, taxes, and
insurance or PITI) and the amount of money you’ll need up front. 
Friday  Lesson 08 
This lesson is a student favorite. You'll find
out that you can solve most problems you come across, including
conversions, with some sort of ratio. I like to call ratios
"fractions with a purpose." Many students find the thought of
fractions disconcerting, but I’m going to give you stepbystep
instructions for setting up ratios and then proportions. And after
today's lesson, you’ll be able to convert even the most complicated
measurements. 
Week Five 
Wednesday  Lesson 09 
Enter the world of geometry, or at least the
practical side of it. In this lesson, you’ll learn how to calculate
area in different units of measurement and how to convert between
them. This will let you figure out how much carpet, paint, or tile
you need for those home projects. You don’t do your own projects?
You’ll still want to be able to check your contractor’s measurements
and calculations. You’ll also learn a little about metrics, and I'll
teach you a very simple conversion method. 
Friday  Lesson 10 
You’ll learn all about probability in this
lesson. It’s used in the gaming industry, in forecasting weather,
and in determining insurance rates. How does the insurance industry
know there’s a 10% chance I’ll be in an accident? Or how does a
casino predict a 3% chance I’ll win at blackjack? You have to know
which numbers to divide and how to find them. I’m here to guide you
through this fascinating topic. 
Week Six 
Wednesday  Lesson 11 
Our society is bombarded with information and
statistics all day, every day. We're going to start this lesson by
discussing statistical data and how it's chosen. Next, I'll teach
you about the four most commonly used statistical measures: mean,
median, mode, and range. We'll calculate a few of these measures and
discuss what each means, individually and as a group. Last, we'll
discuss standardized test scores. If you've ever taken a
standardized test, you've probably received a very confusing report
with lots of statistical terminology and not much explanation. In
this lesson, you'll learn how to read and interpret a test score
report with confidence. 
Friday  Lesson 12 
A great way to understand all those statistics
you learned about in Lesson 11 is to put them on a graph. Graphs can
help you look at the big picture by summarizing information. Just as
there are different types of information and relationships, there
are different types of graphs. Each one is best suited for
displaying a particular type of information or relationship. So in
this, our final lesson, we'll talk about the best use of each type
of graph and how to read each one. 
To enroll in this course, click the Enroll Now button below:
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